Advanced AI analyzes your credit reports, identifies issues, and automatically disputes errors. Improve your score by 100+ points in weeks.
Each AI specializes in a different aspect of credit repair for maximum effectiveness
Data Extraction
Extracts and structures credit report data with 99.9% accuracy using advanced OCR
Analysis Engine
Identifies high-impact issues and creates personalized improvement strategies
Legal Expert
Maps issues to FCRA sections and ensures legal compliance in all communications
Quality Control
Validates all outputs and routes queries to the appropriate AI model
Three simple steps to transform your credit score
Upload your credit reports from all three bureaus. Our AI instantly extracts and analyzes every detail with 99.9% accuracy.
Get a personalized action plan with prioritized disputes ranked by impact. AI-generated letters ready to send.
Monitor progress in real-time. Automated follow-ups and updates. See your score improve week by week.
Choose the plan that fits your credit repair journey
Get started at no cost
Most popular choice
Maximum credit repair power
Real results from real people who transformed their credit
Small Business Owner
"CreditRise's AI found errors I never knew existed. In 3 months, my score jumped from 580 to 707. I finally qualified for my business loan!"
Software Engineer
"The AI coach is incredible. It explained everything in simple terms and automated the entire dispute process. Best investment I've made."
Teacher
"I was skeptical at first, but the results speak for themselves. Went from 'poor' to 'excellent' credit in 4 months. Thank you CreditRise!"
Before we can analyze and repair your credit, you'll need your credit reports. Choose the option that works best for you.
Get your official free credit report once per year from all 3 major bureaus (Equifax, Experian, TransUnion). This is the only authorized free credit report source.
Get instant access to your credit reports with scores, monitoring, and unlimited updates. Perfect for active credit repair.
Premium Benefits:
After getting your reports, come back and upload them for AI analysis